Terrorism Insurance - What it Costs Small Business
The Terrorism Insurance Act of Nov. 26, 2002. This helps businesses who must have insurance from being denied, which would kill those businesses. Our General Liability Insurance Numbers have jumped about $100-300 depending on the market area. But if you consider that there have been no terrorist attacks since 9-11 this is high. For instance you are 500 times more likely to incur hail damage in Colorado than you are to get car jacked by a terrorist if you are driving a fuel truck. The trucker would probably get out and fill you full of buckshot in 2 seconds anyway rendering the terrorist quite incapacitated and/or dead. And if he had been listening to any country singer on the radio at the time, he would probably keep reloading until he ran out of ammo for his 12 gauge. In CO, NE, SD, ND and WY insurance companies paid out over 2 billion in hail damage in 2002. In my company our franchisees have general liability insurance to wash on properties even if it is just cars. http://www.carwashguys.com and also if we are steam cleaning concrete; http://www.concretewashguys.com so these are serious issues and since the insurance companies cannot deny insurance to any business for International or Domestic Terrorism you have to ask yourself something. Why are insurance companies spreading the risk to all business liability policies if those other businesses are at no risk? For instance, you can assume places like the Sears Towers in IL, Disney World in Orlando and Las Vegas Strip may be potentially viable high risk locations for possible increased costs, however a franchisee in North East Chattanooga, TN who washes cars should hardly have to pay that additional $300 per year? Reality does not warrant it at all. it is not right, it is not fair and our team and all small businesses are being penalized for no reason and in the middle of a slowly recovering economy too. Small Business has taken a hit either way in insurance costs after 9-11. Insurance costs have gone up 30% in the last three years, some is due to excessive lawsuits and too many attorneys and a society which thinks it has the right to be irresponsible, yet 9-11 was a huge turning point and it has been going up ever sense, some say as much as 50% in certain sectors. "Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
MORE RESOURCES:
Bonding touted in parent/child yogaMadison Eagle, NJ - 12 hours agoMADISON – Parents and children can take a break from stressful schedules with “Parent/Infant Yoga,” “Parent/Toddler Yoga” and “Kids Yoga” classes at the ... |
On the Beach, the Yoga Poses Really FlowNew York Times, United States - Jul 18, 2008By LINDA SASLOW ONE recent Sunday morning, 13 barefoot women and one man sat cross-legged on yoga mats, eyes closed and hands resting on their knees, ... |
New DVD Uses Yoga to Promote Ski FitnessFirst Tracks, UT - 18 hours agoHackensack, NJ - A new fitness program that uses yoga techniques to create dedicated workout routines for skiing enthusiasts is coming to DVD in August from ... |
Dogs + yoga = DogaRoanoke Times, VA - 17 hours agoEnjoy this video about a yoga class for dogs and the people who pose with them, lifted directly from the Discovery Channel's Web site. A day of wine, ... |
Yoga for new momNewindpress, India - 19 hours agoLAST week, I had discussed prenatal Yoga regimen. Continuing with the series, I am bringing out some beneficial instructions for post delivery period of the ... |
Yoga with weights can be done dailyReading Eagle, PA - Jul 18, 2008By Vicky Hallett Q: I run four to six days a week and recently added yoga with light weights (three-pound dumbbells). I always see a recommendation to do ... |
No quiet life for ‘retired‘ yoga instructorWeekend Post, South Africa - Jul 18, 2008Instead, he took every opportunity he had to travel to yoga centres in India, such as the Yoga Niketan and the Himalayan Institute for Yoga Science, ... |
Yoga - Google News
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