Student Health Insurance - Is It Necessary?
As a young, healthy college student, it might be tempting to forgo the expense of health insurance. After all, you're young, you're careful and you're not sick. You don't really need health insurance, do you? Absolutely, say most colleges. In fact, there's a growing trend among colleges and universities to require health insurance for all enrolled students. According the health officials, the very things that make dorm living and college so much fun for college students are the perfect place for viruses and other illnesses to spread like wildfire through an entire dorm. Doctors' bills, equipment costs, prescription costs - even just the costs associated with a simple outbreak of the flu can run into several hundred dollars. It's not unusual, they say, for an undergraduate student to find themselves stuck with medical bills totaling several thousand dollars from one illness or injury. In many cases, these bills are absorbed by the university itself through its medical clinic. Many students and their parents may mistakenly assume that the student is still covered on their parents' health insurance plan. While many health insurance plans do cover full-time college students who are on their parent's plans, many more limit that coverage to local doctors only. If you're attending school out of state, you may find yourself with no coverage if you get sick or have an accident. If you've been covered under your parent's health insurance until now, the real cost of health care may come as a major shock. You may be used to paying a $20 or $25 co-payment for office visits, or $50 for an emergency room visit. Without insurance, a single visit to the emergency room averages about $500 in bills - and that's before any casts, sutures, X-rays or other treatments are added in. Something as simple as a sprained ankle can run up bills totaling several hundred dollars. The solution is an affordable temporary or student health insurance plan that's designed specifically to cover illnesses for students studying away from home. Many colleges and universities offer their own health insurance plans, or one through a local health insurance provider. They take into account the financial situation of most students with extremely affordable rates through a group plan for which any student attending the university is eligible. One of the most affordable options you can find, most health insurance plans offered through a university cost less than $1000 annually, and will cover any health or accident related expenses as long as you maintain a specific number of hours as a registered student. Health insurance isn't something you can afford to forgo to save a little money. Affordable health insurance plans through your university can end up saving you thousands in medical bills if you do end up in an accident or getting sick. To view our recommended sources for health insurance, or to
read more articles about health insurance, visit: Recommended Health
Insurance Companies Online. Carrie Reeder is the owner of
eZerk, an informational website with articles
and the latest news about various topics.
MORE RESOURCES:
The medicinal powers of yogaCBC.ca, Canada - 19 hours agoBut medical research that's been accumulating over the past 10 to 15 years is showing that yoga can provide health benefits that many people may not realize ... |
Higher education, with yogaGlobe and Mail, Canada - 9 hours ago... a gymnasium and a 1700-seat varsity centre that can host convocation ceremonies, as well as dozens of dance, fitness and yoga studios. ... |
Reaching out through yogaFort Wayne Journal Gazette, IN - 7 hours agoShe also hopes it can change the world, which is why the Indiana native founded the non-profit Yoga World Reach (www.yogaworldreach.org) in Vail, Colo., ... |
Yoga At Cranberry Lake PreserveWestchester.com, NY - 13 hours agoThen join certified Kripalu Yoga instructor Franklin Shire for an outdoor morning session, Saturday, September 13, 9:30 am at Cranberry Lake Preserve in ... |
Kundalini Yoga ‘Awakens’ Cancer PatientsCancerWise - 20 hours agoBy Darcy De Leon Kundalini yoga is a practice that uses a series of postures, movement, sound, breathing and meditation to free energy starting from the ... |
Princess Offers In-Room Fitness, Yoga for KidsCruise Critic, NJ - 20 hours agoPrincess Offers In-Room Fitness, Yoga for Kids Princess Cruises is expanding its onboard spa and fitness offerings. Among them: In an industry first-ever, ... |
Yoga - Google News
|
 |
|
|
RELATED ARTICLES
Travel Insurance Might Be Just What You Need!
Travel insurance is something that many people haven't considered. Sure, it's possible that you may never have to access your travel insurance, but just having it can really give you peace of mind.
Homeowners Insurance at a Glance
At first glance, homeowners insurance may seem perplexing and quite overpowering. Understanding your policy is crucial to know what you are actually purchasing, and also an extremely important part of owning a home.
Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate
Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.
Entrepreneurs, Fill in the Gaps of Your Homeowners Policy
Business Owners Policies for the Self-EmployedWho needs a business owner's policy?Simple, anyone that runs a business from their home should have one. A comprehensive coverage homeowner's policy will cover economic losses caused by damage or legal liability but, once a home business is discovered any economic loss that can be associated to your business is your problem.
Long-Term Care Insurance: Eldercare Solution
When I suddenly had to become a fulltime caregiver to my elderly parents, both with health problems and starting to develop dementia (namely Alzheimer's), I had never even heard of Long-Term Care Insurance. After we burned through their life savings, and then started chipping away at mine, I was advised to apply for financial assistance for them through the government's Medicaid system--a program for those at the poverty level.
7 Sure-fire Ways of Reducing Your Home Insurance Premium
Home security improvement:All insurance companies will happily offer you a discount for burglar alarms and smoke detectors. Homes with fire and burglar alarms that communicate with a third party monitoring company receive a higher discount on their insurance premiums.
The Importance of Travel Insurance
You've finally saved enough to go on that dream vacation you've been planning. Now you're wondering if you should buy travel insurance.
Does an HSA Cover Alternative Medicine?
A Health Savings Account (HSA) does not really cover alternative medicine. However, there is a bit more to it.
Tips For Lowering Your Auto Insurance Quote
Do you have many claims? If so, you should do all you can to reduce them or even endeavor to file no claims at all. Why do I bring this issue up in an article about lowering your auto insurance quote? Because the number of claims is the single factor that to the highest degree influences the cost of your insurance premium.
Finding Life Insurance Quotes For Adult Children
Shopping for life insurance quotes for adult children isn't any different than it is for adults or seniors. Underwriting issues can vary a little but essentially life insurance quotes for adult children follows the same routine.
Six Ways to Cut the Cost of Your Auto Insurance
Is your auto insurance bill $12000 a year or even higher? It's not unusual for auto insurance to cost this much these days. But it doesn't necessarily have to cost this much.
Types of Life Insurance
There are different types of life insurance policies available. Shop around and compare policies to ensure that you receive the best deal possible.
Life Insurance Providing Little Protection from Terrorism
Recent statements by the City of London Police Commissioner James Hart that future terrorist attacks in London's financial centre are, "a matter of when, rather than if", will increase already serious concerns over issues of personal and business financial protection.Mr Hart's statement pointed out that, "if you want to hurt the government, hurt people at the same time, and you want to cause maximum disruption.
How to Shop for Individual Health Insurance
If you find yourself in the position of shopping for an
individual health insurance policy, there are certain things
you'll want to keep in mind. Whether you are coming out of
a job that covered you before, or are at the end of your
COBRA benefits, or simply have never had coverage before
there are things you can do to get coverage on yourself and
your loved ones.
Know Your Own Worth: A Practical Insight Into Covering Up
Almost anything can be insured these days: breasts, legs, your goldfish, your mental health, physical health, your own life, your child's life. You can insure against the bad weather, good weather, political events?.
Poor call centre performances driving motorists online for insurance
In their efforts to cut costs more and more finance companies are looking to use offshore call centres to provide their customer services and administration. This is especially prevalent in the insurance industry, where it seems as if there is a newspaper announcement of previously UK based services migrating abroad every day.
The Life Insurance Policy and What You Need to Know Before You Buy
Are you looking to buy a life insurance policy? Well, be careful. Life insurance can be difficult to understand and it's easy to be conned into buying something under false pretenses.
Types of Homeowner Insurance
There are 6 different types of homeowners insurance in general that are consistently utilized. Of these HO-3 is the most usual policy then it is followed by HO-4 and HO-6.
Medical Insurance - Health Insurance Coverage & Plans Explained
If you're trying to decide between health insurance plans, you'll find that there are several different kinds from which to choose. It's important that you weigh all your options carefully.
Gain An Advantage Over Your Competition By Controlling The Cost Of Your Health Insurance
As many of us expect, the New Year will bring both tremendous challenges and opportunities for all of us both personally and professionally. Employers continue to face the major challenge of controlling the cost of their health insurance and other employee benefit programs.
|
