Indemnity Insurance For Landlords
As a property owner it is essential to protect yourself from the potential legal claims that could be made by tenants, contractors and members of the public who are injured whilst living in or visiting your property. All landlords are at risk of being sued if found to be negligent or in breach of their duty of care. For example if a tenant were to trip and fall on a broken step, they would be able to sue the landlord for damages and in the age of 'no-win no-fee' legal cases, this type of action is becoming increasingly popular. Minimise the risk The best way to avoid legal action is to try and minimise the risk. Essentially it is up to the landlord to ensure that the property is as safe as possible. This includes fixing broken steps, shelves and cupboards, testing electrics and reducing fire hazards. However, this does not eliminate risk completely and the last line of defence should be liability insurance. Property owners' liability insurance Liability insurance enables the landlord to meet any costs or damages awarded to a member of the public if they suffer an injury following an accident on or from the owner's property. Getting insured Often specialist landlord's insurance providers will provide liability insurance as part of the main package, but it is a good idea to check your policy to ensure that you are covered. If you are not covered, you may want to consider taking out liability cover or changing to a new policy that includes this cover. Don Suter is Managing Editor of the UK Property Portal (http://www.ukpropertyportal.co.uk), an online directory and magazine for UK property sales, rental, surveyors, mortgages, conveyancing, property insurance, removals, news, investment and development Find out more about property insurance and get an online quote.
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Something in the way he livedNewsday, NY - 3 hours agoBY ROBERT KAHN | robert.kahn@newsday.com A Hofstra University professor who studied yoga with George Harrison leads a tribute concert to the late Beatles ... |
Teacher uses yoga to inspire studentsSun-Sentinel.com, FL - 4 hours ago"Yoga is a powerful tool to help students and teachers relieve stress and gain inner strength and concentration," she said. "The sessions are brief, ... |
Yoga in a chairLouisville Courier-Journal, KY - 3 hours agoBy Darla Carter • dcarter@courier-journal.com • November 20, 2008 If the idea of getting down on the floor to strike a yoga pose makes you say, "Ouch! ... |
Yoga Could be DangerousKUTV, UT - 13 hours agoAt first glance, yoga may look hard, even painful. And if you are not careful, you could really hurt yourself. Studies show that yoga can help you gain ... |
Urban yoga: finding inner peace in the cityABC15.com (KNXV-TV), AZ - 21 hours agoWith the usually hectic holiday season kicking off, a brand new yoga sanctuary and studio has opened up in Phoenix. Be kind to yourself by accepting where ... |
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