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An Introduction to UK Home Insurance


Unlike motor cover, home insurance is not a legal requirement in the UK. It is, however, a vital precaution against unforeseen bills caused by incidents such as natural disasters or break-ins. It is a false economy to avoid home insurance premiums in order to save cash in the short-term because in case of misfortune you will be left without a leg to stand on and could be faced with some of the heftiest bills you will ever come across in your life. Whether you own your house / home outright or are still paying off your mortgage, the house you own probably represents the biggest investment in your life and one of the most important factors in maintaining your well-being. Everyone wants a roof over their head to have peace of mind free from worries about their house!

If you have a mortgage then your lender will usually insist that your property is covered by full buildings insurance. This is to protect themselves, as if your house were completely destroyed they would need to know that you had the means to finance its repair. Also, a homeless borrower will hardly inspire confidence in a company expecting regular mortgage repayments.

Sometimes people assume that they have to stick with the insurance that they have taken out with their mortgage provider. Unless you took advantage of a special mortgage deal where you agreed to buy their home insurance then you are free to use independent insurers for your house protection. You might be encouraged to take out cover through your mortgage broker, as it is simpler for them. However, you are not obliged to do this by law, so it is well worth looking around for the best deal for your needs and making sure that you obtain the right cover at the right price.

George McGonigal
George is webmaster of online insurance resourcs for UK homeowners and motorists. We bring under one roof insurers who offer online quotations to allow our visitors to compare rates in the comfort of their own homes. Why not visit Home Insurance Scotland: Competitive insurance quotes online. Home Insurance UK: Competitive insurance quotes online for Great Britain.

Yoga Videos

   


MORE RESOURCES:

Critics say yoga at NY high school tries to spread Hinduism
USA Today - 21 hours ago
MASSENA, NY (AP) — A group of parents and religious leaders in upstate New York want yoga classes out of public schools, saying the instruction violates ...


Yoga controversy gaining attention
WatertownDailyTimes.com,  United States - 8 hours ago
By LORI SHULL MASSENA — Debate over the high school's suspended classroom yoga program is putting the town on the map. The story has gained attention across ...


What yoga can do for you
Inquirer.net, Philippines - 23 hours ago
And where there are millions of people whose lives have been transformed, or at the very least, improved by the practice of yoga, then you know that ...


Yoga Clinic for Runners
KBCI CBS 2, ID - 1 hour ago
By Tara Mussulman Topic: Come find out how cross training with yoga can enhance your running and keep you running for life. Bio: Shannon Wells-Femenia, CMT, ...


OneNewsNow

NY parents raise issues re: yoga in schools
OneNewsNow, MS - 2 hours ago
A group of concerned parents are expressing concern over yoga classes being taught in the classroom. According to an Associated Press report, ...


Times Colonist

Petrescu on fashion: Smarter than the average yoga pants
Times Colonist, Canada - 8 hours ago
Gillian Reiss crouches to the ground and extends her legs in a "test drive" of the buzz-worthy Yoga Jeans at Mango's boutique on Johnson Street. ...


Yoga can build a better runner
The Post-Standard - Syracuse.com, NY - 5 hours ago
If you have still not signed on to the benefits of yoga as a runner, here are some reminders as to why you should jump on the wagon. ...


Marcia Cross favours yoga
Totally Fitness Health and Fitness news, UK - 5 hours ago
Desperate Housewives star Marica Cross revealed that she is regularly practices yoga to keep her trim figure. The actress who plays Bree in the show said ...


Yoga in class ties some in knots
Chicago Tribune, United States - Oct 6, 2008
Parents and religious leaders in upstate New York are up in arms over a public school district offering yoga instruction to students, claiming it violates ...


Pilates and yoga duke it out
Sarasota Herald-Tribune, FL - 11 hours ago
Within a year, she leaped from the mat onto the Pilates equipment and then added yoga. "I was just awful," Freer said of her inability to hold the poses. ...

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