Basic Coverage of Homeowner Insurance Policies
The insurance policy is a package that includes more than 1 type of insurance in a policy. There are 4 types of coverage contained in the home insurance policy. Included are: Dwelling and Personal Property
Personal Liability
Medical Payments
Additional Living Expenses In this article, Dwelling and Personal Property Damage will be explained: Property damage coverage will help pay for any damage to your dwelling or personal property. Other parts of your home, such as a detached garage, a shed, or any other building on your property are usually covered for about 10% of the amount of coverage on your home. Personal property coverage pays for your personal property, which includes your furniture, clothing, and other personal property. The amount of that insurance coverage is about 50% of the policy limit on your home. This type of coverage is also limited by the type of loss specifically listed in your policy. The coverage usually only pays the current cash value of the item damaged or destroyed, unless you actually purchased replacement cost coverage. Your home insurance policy also includes off-premises coverage. What this means is that the policy covers your personal belongings against theft even when they are not in your dwelling. Your insurance company will reimburse you for the cost of replacing your suitcase and whatever its content is if it were lost or stolen when you were away on vacation, but only for replacing them with the personal property of the same kind and quality. Copyright 2005 Fern Kuhn, RN
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Yoga of compassionMonterey County Herald, CA - 1 hour agoHow can a yoga practice uplift your spirits, increase compassion for self and others and create sukha — the Sanskrit word for ease and happiness — during ... |
Mama yoga trumps karateTheChronicleHerald.ca, Canada - 1 hour agoI do know yoga. And I’m not afraid to use it. I have to be a tough yogi. I live in a family of karate practitioners: two brown belts and one green. ... |
New class at North Shore Yoga designed for childrenChattanooga Times Free Press, TN - Nov 19, 2008A children’s yoga class unravels more noisily than adult versions of this ancient Indian practice. “There are a lot of active poses,” said Claire Mooney, ... |
Yoga in a chairLouisville Courier-Journal, KY - Nov 20, 2008By Darla Carter • dcarter@courier-journal.com • November 20, 2008 If the idea of getting down on the floor to strike a yoga pose makes you say, "Ouch! ... |
Teacher uses yoga to inspire studentsSun-Sentinel.com, FL - Nov 20, 2008"Yoga is a powerful tool to help students and teachers relieve stress and gain inner strength and concentration," she said. "The sessions are brief, ... |
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