What Do You Teach Your Children About Money?
Whether we realize it or not we teach our children about money every day. Sometimes we teach with words and sometimes with actions. I'm sure at one time or another the following scenario as happened to you or something close to it: "Mom, can we go buy some toys?" You say, "We don't have the money for that right now." Your children reply, "Just go to the ATM and get the money." You then make a comment to the effect, "There has to be money in my account in order to get money from the ATM." I still remember the first time I had that conversation and my children's jaws dropped. It never occurred to them that you had to have money in order to get money out of the ATM machine. They just saw the ATM as the cash machine - Free money. Don't we all wish that was true! Let me share with you another conversation we had in my house. We were giving out allowances and we always give it to them in change, so they can take their offering to church. My son said, "Why, do we give money to church anyway?" My daughter quickly piped up, "Because, the Bible tells us to." She is accurate that the Bible instructs us to give to church, but there is a better explanation. (For the record, I don't like using because the Bible says so - we need to teach our children about the reasons God gives us instructions and his promises in the Bible.) We give money to church, because God owns everything anyway. All that we have has been given to us from Him and he owns it all. We are only giving a small portion back to thank Him for the bounty he has given us. So, we give the church a praise offering for what God has graciously given us. Many people have different views about money. Some don't want to tell their children anything about how much they make and how they pay bills. They don't want their children to know that and see that as private. Some people give their children way too much information and then children worry if things are tight. I think there is a middle ground. How are children going to learn to spend money wisely if we don't show them? I think it is important for you to share with children how things were in the lean years of your family. That maybe right now. Many children today, when they become adults, want to start out where their parents ended up. They don't see all the difficult times that led up to where their parents are now. Share with your children in age appropriate ways how to spend and save money. Teach your children how to compare prices and shop for a bargain. I have seen many teenagers over the years and I'm amazed at when they start spending their own money for clothing all the sudden Wal-Mart doesn't look so bad anymore, instead of the high priced stores they want parents to spend their money. In conclusion, what and how are you teaching your children about money? Do they know that God is in control? Do they see you giving to church? Do they even know how bills are paid? Maybe you are saying, "I have been a poor manager of money, who am I to teach them?" We are all learning and God is gracious to help us when we make mistakes. He can help you know what to say and how to teach your children about money. Ask God to help you manage your money wisely and set a good example for your children. © 2005 Kimberly Chastain Kimberly Chastain, MS, LMFT is the Christian Working Mom Coach and a Licensed Marriage and Family Therapist. She was recently featured in the book the Myth of the Perfect Mother. She is the author of "Help My Preteen/Teenager is Driving Me Nuts!!!" To purchase a copy of this e-book please visit http://www.kimberlychastain.com/parenting To schedule a free, initial coaching session send an email to free@kimberlychastain.com or visit http://www.christianworkingmom.com Feel free to make comments on this article at the Christian Working Mom Blog, http://kimberlychastain.com/my-journal The Text Information Box above MUST be included for reprint privileges. You may reprint this article in it's entirety with the attached text box.
   
MORE RESOURCES:
Gaga over yogaCalgary Herald, Canada - 17 hours agoNot that an activity that is this much in vogue needs me to defend it, but I've actually heard people slagging yoga. There is no shortage of Garfield types ... |
Johnson turns to yogaThe Press Association - 14 hours agoManchester City midfielder Michael Johnson is having yoga sessions in a bid to cure his nagging pelvic problems. Johnson, who signed a new five-year ... |
Eagle County teens tap into yogaVail Daily News, CO - 1 hour agoDogma Athletica's Amy Baker leads student athletes from Vail Ski and Snowboard Club Vail in a yoga pose that practices balance and stretches the shoulder ... |
Kahmic Yoga With Yogi GHamptons.com, NY - 9 hours agoThe charismatic Yogi G, spiritual funnyman and purveyor of Kahmic Yoga, offers one more session in the Hamptons before his NYC debut. ... |
New yoga studio opens in FentonFenton Tri County Times, MI - 11 hours agoWhether or not you have ever tried yoga, there’sa yoga class just waiting for you at Dibbleville Yoga. Located at 302 S. LeRoy St. in Fenton, this new yoga ... |
Stressed out execs seek relief in YogaEconomic Times, India - Oct 12, 2008Corporates too are becoming proactive and invite yoga consultants to hold workshops and classes in offices. “Such activities help build a good working ... |
Yoga - Google News
|
 |
 |
 |
RELATED ARTICLES
Parents Rights Violated By Public School Compulsory Attendence Laws
Compulsory attendance laws are school authorities' first assault on parental rights. These laws force almost forty-five million children to sit in often boring classes six to eight hours a day for twelve years.
End Homework Battles
Ask parents what their biggest school year challenge is, and you'll likely hear that it is the difficulty they face in getting their kids to do homework. With so many other attractive ways for kids to spend their time, getting them to buckle down and complete that extra bit of schoolwork can be like pulling teeth.
Back to School Success: The Parents Job and the Students Job
Q. With another school year starting, we are not sure how to handle things with our teen-ager.
Dads, Give them Household Chores
You have a chore to do around the house, and yourkids want to help out. You know it might be nicefor them to help, but you're feeling a bit impatient.
What the Matter Is
When my oldest boy was really young, he tickled my mother with that phrase. I would ask him, "What's the matter?" and he would answer me, "Well, what the matter is.
Choosing Wooden Toys For Children
Wooden toys are one of the best alternatives for the huge number of toys made of plastic and other synthetic materials that you can find in all toy stores.In addition, most children's wooden toys are handcrafted.
Exams Cause Stress For Parents Too
When it comes to exams, or indeed any academic work, parents feel that they should be encouraging their teen to try hard and do well. The problem is that in trying to achieve this, many parents end up causing stress either for themselves, their teen or both.
Teaching Kids the Value of Money
My husband and I have a 12-year-old daughter who wanted to go to a winter retreat with her church youth group last year. Price of trip - $45.
Top Ten Reasons to Hold Family Meetings
1. Make stronger connections among individuals and, therefore, creates a closer family.
How Do You Find the Best Car Seat to Protect Your Child
Choosing a good car seat for your child's protection is a prime consideration for any new parent. To give your child the best chance of escaping injury in the event of a collision, you'll need to a car seat suited to your child's age and weight.
How To Teach Your Children Self-Reliance and Potential
Self-reliance and potential are two very important values that I'd highly recommend parents teach their children.Self-reliance refer to the acceptance of responsibility for and the consequence of one's own actions and performance.
What Do You Do When Your Child is Smarter than You?
We adopted our first child when he was three months old. When we went to the agency to get him, he promptly stood up on my wife's lap and looked out the window.
Registering a Birth in Scotland
Who Can Register A Birth?
The child's mother or father should register the birth within 21 days. However, a father who is not married to the child's
mother can only register a birth and be named on the birth certificate as the father if:
he jointly signs the register with the mother, or
a court has declared that he is the father, or
the mother and he jointly sign a declaration available from
the Registrar.
Humans and Their Innate Need for Drug Stimulation
We know that ancient cultures and Indians and the like across the globe used such mind-altering drugs to alter their states. Still today in the world we have whole cultures enslaved to drugs of some type.
Stop Lying NOW
Do you have a consistent problem with your child lying to you, even though he or she is normally a "good" child? Sometimes the lies are even about things that don't really matter or your child continues to lie in the face of overwhelming proof to the contrary?It is my firm belief that we will not end lying behavior in our children until we take away the consequences for telling the truth. This is a concept explored in greater detail within Nancy Buck's book, Peaceful Parenting®.
Swing Sets and Outdoor Play Equipment- 5 Essential Tips Before You Buy
For first time parents choosing a swing set or outdoor play equipment can be a daunting task. There are so many different materials to choose from and prices can vary from around a hundred dollars up to a couple of thousand for a larger solid timber unit.
Challenges for Our Children
Researchers have estimated that 25-35% of children in the United States have Learning Disabilities. At least 5% have Attention Deficit Disorders.
Financially Stable Kids - Prepared for College
We are all familiar with the stories that most students have when they finally get through those last days of college. Their financial states are in ruins, with accumulated credit card debt along with the student loans.
Raising Strong Daughters
When my daughter was born, I must admit there wasa distinctly different feeling to it. Part of me was thrilled, but part of me was unsure of how to deal with a gender I still couldn't quite understand.
Difference
There are times when my ideas of raising a child is different from the elderly and others. To begin with, my baby is not an easy one.
|